Get Your Contractor Mortgage Here

What is a Contractor Mortgage?

If you’re a contractor, even if it’s your first time contracting, we can help you secure the same competitively priced mortgages that are available to permanent employees. We can also help if you’re working on a freelance basis.

We understand how professional contractors and freelancers work and have relationships with lenders who will lend to you based on a multiple of your annualised contract rate without the need for 3-5 years of accounts.

We can provide professional help to get you the best deal as a first time buyer, remortgaging your existing property, investing in buy-to-let property, or using the Government Help to Buy scheme..

Up to 95% Mortgages

Did you know that contractors can apply for up to a 95% mortgage on any property type with the support of Help to Buy phase 2. Find out more here.

How much money can you borrow?

With many more lenders prepared to underwrite loans to contractors based on an annualised multiple of their daily contract rate, it’s no longer necessary to have 3 to 5 years of proven accounts or earnings to secure a mortgage.